I have been providing financial advice since 2018. Prior to accepting the invitation to join St. James's Place as a Partner Practice, I worked as a Financial Adviser with NFU Mutual, addressing the financial planning needs of both private and corporate clients, primarily across the South West.

I built a successful career in my previous role, and I pride myself on the quality of advice I give and the time I spend monitoring the plans that I put in place for my clients. This wealth of experience and technical knowledge has enabled me to assist clients in a wide variety of areas.

Retirement Planning:

• Working with Business owners in planning for their retirement and a successful exit from their business*. 
• Supporting individuals to save for a comfortable retirement
• Providing guidance and advice on how to make the most of their pension funds while minimising the tax implications.

Investments

• Tax efficient Investment schemes
• Saving schemes for children and grandchildren 
• Trustee Investments

Inheritance tax planning

• Protecting against future inheritance tax
• Efficient Inheritance Tax Investment planning
• Advice around trust** and estate planning

Protection

•  Advising business owners on protecting themselves and their businesses.
•  Protecting families and individuals in the event of death or illness
•  Mortgage protection

I shall ensure I continue to remain updated with industry knowledge and hone my skills to provide the best possible service for my clients. In a constantly evolving field like financial planning, this emphasis on personal and ethical development is invaluable. It ensures that our clients receive advice and strategies that are well-informed and aligned with their best interests.

Outside of work, I love spending time with my wife and two young sons. We enjoy lots of walks with our two dogs and I continue to play football for a local team.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.

*Business exit strategies may include the referral to a service that is separate and distinct to those offered by St. James's Place.

**Trusts are not regulated by the Financial Conduct Authority.